Harding Townsite Homes for Sale

Harding Townsite is a residential community in Miami Beach, Florida. Active listings are currently priced from $49.9M–$49.9M.

Pure Equity Realty covers Harding Townsite and the Miami Beach area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Harding Townsite Miami Beach homes for sale as of October 2026. The median asking price is $26.5M. Asking prices run from $3.15M to $49.9M.

That is 3981% above the Miami Beach median of $650,000. On a per-foot basis, homes here ask about $401 per square foot, compared with $697 across Miami Beach. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 302 days on the market. That is slower than the Miami Beach average of 174 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Harding Townsite date from 1948 to 2023. That puts them between 3 and 78 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Rentals in Harding Townsite have a median asking rent of $1,790 per month, across 24 active rental listings. For comparison, the Miami Beach median is $3,500, so rents here run 49% lower.

You can browse current Miami Beach rentals or ask us for a rent estimate on a specific Harding Townsite home.

Here is what the median Harding Townsite price means in Florida closing terms. At $26.5M, a 20% down payment comes to about $5.3M, leaving a loan near $21.2M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $74,270. Next, the intangible tax of 0.2% adds about $42,440. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $159,150 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Harding Townsite listings show assignments to Biscayne Beach (elementary), Miami Beach Nautilus (middle) and Miami Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.