The Lofts At Harding Cond Homes for Sale

The Lofts At Harding Cond is a residential community in Miami Beach, Florida. Active listings are currently priced from $200K–$210K.

Pure Equity Realty covers The Lofts At Harding Cond and the Miami Beach area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 The Lofts At Harding Cond Miami Beach homes for sale as of October 2026. The median asking price is $205,000. Asking prices run from $200,000 to $210,000.

That is 69% below the Miami Beach median of $659,000. On a per-foot basis, homes here ask about $438 per square foot, compared with $700 across Miami Beach. So the median price buys roughly 450 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 147 days on the market. That tracks the Miami Beach average of 174 days, so pricing and terms follow the wider city market.

Homes listed in The Lofts At Harding Cond date from 1956, so they are about 70 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Rentals in The Lofts At Harding Cond have a median asking rent of $1,575 per month, across 2 active rental listings. For comparison, the Miami Beach median is $3,500, so rents here run 55% lower.

You can browse current Miami Beach rentals or ask us for a rent estimate on a specific The Lofts At Harding Cond home.

Here is what the median The Lofts At Harding Cond price means in Florida closing terms. At $205,000, a 20% down payment comes to about $41,000, leaving a loan near $164,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $574. Next, the intangible tax of 0.2% adds about $328. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $1,230 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent The Lofts At Harding Cond listings show assignments to Biscayne Beach (elementary), Miami Beach Nautilus (middle) and Miami Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.