$409,900
Active
$409,900
231 H
Lake Worth Beach, FL 33460
4 bd2 ba1,388 sqft
Lake Worth Town Of
Florida Short Sale Homes for Sale
Florida short sales for sale in South Florida.
Short sale properties in Palm Beach, Broward, and Miami-Dade counties. Often priced below market with motivated lender approval. Expert guidance through every step.
Short Sale Buyer Services
Below-market deals. Patience required.
A short sale occurs when a lender agrees to accept less than the full mortgage balance to facilitate a sale. For buyers, this can represent a significant discount — but the process is lengthier than a traditional purchase, requiring lender approval that can take weeks to months. Our agents have experience managing short sale timelines, keeping your offer position strong, and coordinating with lenders to get to closing.
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Below-Market Pricing
Short sales are typically priced 5–20% below comparable properties. Genuine value for patient buyers.
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Timeline Management
We manage lender communication and keep your offer in active status throughout the approval process.
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Title Clearance
Our title partner Verified Title handles complex lien clearance issues common in short sale transactions.
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Lender Negotiation
We understand what lenders need to approve a short sale. And how to structure offers to get there.
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Inspection Rights
Unlike foreclosures, short sales often allow standard inspection contingencies. We protect your rights.
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Financing Ready
Get pre-approved through Mortgage Capital before you offer. Lenders prefer pre-approved buyers.
Browse by County
Active MLS Listings
50,180 active listings
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Homestead, FL 33035
4 bd3 ba1,968 sqft
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2710 Riverside #102-a
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1 bd1.5 ba795 sqft
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500 Layne #19
Hallandale Beach, FL 33009
1 bd1 ba600 sqft
Natchez Co-Op
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1116 Ocean #1205
Pompano Beach, FL 33062
2 bd2.5 ba1,928 sqft
Solemar
Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.
Common Questions
Frequently asked questions about buying a short sale in Florida.
How long does a short sale take to close in Florida?
Most short sales take 60–120 days from accepted offer to closing. The longest part is waiting for the lender's approval, which varies by lender and how congested their loss mitigation department is. Well-organized short sale packages submitted with the right documentation close faster. Our agents manage the entire communication timeline to prevent unnecessary delays.
Can I negotiate the price on a short sale?
Yes, but the seller's lender must also approve the price. The lender typically orders their own BPO (Broker Price Opinion) and will not approve a sale significantly below their valuation. We help you make an offer that is strong enough to win the listing but realistic enough to pass lender review. That balance is the key to a successful short sale offer.
Are short sales sold as-is in Florida?
Typically yes. The seller has no equity and limited resources to make repairs. The lender will not fund repairs either. However, unlike bank-owned foreclosures, short sale sellers are still living in the home. This means the property is usually in better condition than a vacant REO. You still have the right to inspect and can exit if inspection findings are unacceptable.
What happens if the bank rejects my short sale offer?
The lender may counter with a higher price or reject the offer outright. If rejected, you can revise your offer upward or walk away. Your earnest money deposit is protected until lender approval is received. We advise buyers on whether to increase their offer based on the lender's BPO value and current market data.
Is a short sale the same as a foreclosure?
No. A short sale is a pre-foreclosure sale where the current owner is still in title and initiates the sale process with lender approval. A foreclosure is a completed legal process where the bank has already taken title. Short sales are generally smoother transactions with more buyer protections and better physical condition than completed foreclosures.
Ready to find a short sale deal?
Get pre-approved today and start your search with an expert buyer agent.