Gardens On The Bay Homes for Sale

Gardens On The Bay is a residential community in Miami Beach, Florida.

Pure Equity Realty covers Gardens On The Bay and the Miami Beach area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Gardens On The Bay Miami Beach homes for sale as of October 2026. The median asking price is $140,000. Asking prices run from $100,000 to $150,000.

That is 78% below the Miami Beach median of $650,000.

Listings here have averaged 150 days on the market. That tracks the Miami Beach average of 174 days, so pricing and terms follow the wider city market.

Homes listed in Gardens On The Bay date from 1956, so they are about 70 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Gardens On The Bay price means in Florida closing terms. At $140,000, a 20% down payment comes to about $28,000, leaving a loan near $112,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $392. Next, the intangible tax of 0.2% adds about $224. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $840 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Gardens On The Bay listings show assignments to Biscayne Beach (elementary), Miami Beach Nautilus (middle) and Miami Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.