Breakwater Towers Co-Op Homes for Sale

Breakwater Towers Co-Op is a community in Fort Lauderdale, Broward County, Florida. Active listings are priced from $255,000 to $339,900. Homes were built between 1962 and 1963. Pure Equity lists homes in Breakwater Towers Co-Op and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Breakwater Towers Co-Op and the Fort Lauderdale area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 10 Breakwater Towers Co-Op Fort Lauderdale homes for sale as of October 2026. The median asking price is $243,000. Asking prices run from $215,000 to $415,000.

That is 65% below the Fort Lauderdale median of $694,000. On a per-foot basis, homes here ask about $287 per square foot, compared with $467 across Fort Lauderdale. So the median price buys roughly 850 square feet of living area.

Listings here have averaged 116 days on the market. That tracks the Fort Lauderdale average of 145 days, so pricing and terms follow the wider city market.

Homes listed in Breakwater Towers Co-Op date from 1962 to 1963. That puts them between 63 and 64 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Breakwater Towers Co-Op is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Here is what the median Breakwater Towers Co-Op price means in Florida closing terms. At $243,000, a 20% down payment comes to about $49,000, leaving a loan near $194,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $679. Next, the intangible tax of 0.2% adds about $388. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Breakwater Towers Co-Op median, that is about $1,698.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Breakwater Towers Co-Op listings show assignments to Harbordale (elementary), Sunrise (middle) and Fort Lauderdale (high). However, boundaries can change each year, so confirm the assignment for a specific address with Broward County Public Schools.