Chloe Estates Homes for Sale

Chloe Estates is an age-restricted 55+ community in Miami, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $639,990 to $2,000,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Chloe Estates and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Chloe Estates and the Miami area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Chloe Estates Miami homes for sale as of October 2026. The median asking price is $2.99M.

That is 367% above the Miami median of $640,000. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 28 days on the market. That is faster than the Miami average of 144 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Chloe Estates date from 2024, so they are about 2 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Chloe Estates has new construction. Builders usually require your agent to register you on the first visit, so bring your agent or call us before you walk in.

Here is what the median Chloe Estates price means in Florida closing terms. At $2.99M, a 20% down payment comes to about $598,000, leaving a loan near $2.39M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $8,372. Next, the intangible tax of 0.2% adds about $4,784. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $17,940 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Chloe Estates listings show assignments to Caribbean K-8 (elementary), Cutler Bay Middle (middle) and Miami Southridge (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.