Floral Gardens Homes for Sale

Floral Gardens is an age-restricted 55+ community in Miami, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $730,000 to $899,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Floral Gardens and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Floral Gardens and the Miami area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Floral Gardens Miami homes for sale as of October 2026. The median asking price is $859,000.

That is 34% above the Miami median of $639,000. On a per-foot basis, homes here ask about $349 per square foot, compared with $497 across Miami. So the median price buys roughly 2,450 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 48 days on the market. That is faster than the Miami average of 138 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Floral Gardens date from 1976 to 1977. That puts them between 49 and 50 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Floral Gardens price means in Florida closing terms. At $859,000, a 20% down payment comes to about $172,000, leaving a loan near $687,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $2,405. Next, the intangible tax of 0.2% adds about $1,374. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $5,154 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.