Retirement Communities South Florida.
Active adult and 55+ communities across Palm Beach, Broward, and St. Lucie counties. Golf, tennis, resort-style amenities, and low-maintenance living from $80K to $2M+.
South Florida retirement living at every price point.
South Florida has long been one of America’s premier retirement destinations — and for good reason. Year-round sunshine, world-class healthcare, no state income tax, and a vast network of active adult communities offering social engagement, resort-style amenities, and low-maintenance living. The 55+ community market spans from affordable Century Village co-ops in Deerfield Beach under $100K to luxury bundled golf communities in Boca Raton and Palm Beach Gardens over $1M. Our agents specialize in the 55+ market and can help you compare communities, understand age-qualification rules, evaluate HOA financial health, and identify the lifestyle fit that matters most.
HUD 55+ Qualification — What It Means for Buyers
True 55+ communities are designated under the HUD Housing for Older Persons Act (HOPA). To qualify, at least 80% of occupied units must have at least one resident age 55 or older, and the community must maintain age verification records. This distinction matters: only HOPA-certified communities can legally restrict occupancy. Some communities are marketed as "active adult" or "55+" without the legal designation — confirm certification before purchasing if the age restriction is important to you.
Co-Op vs. Condo in 55+ Communities
Many of South Florida's most affordable 55+ communities — like Century Village, Kings Point, and Leisureville — are structured as co-ops rather than condos. In a co-op, you purchase shares in a corporation rather than deeded real estate. Co-ops typically cannot be financed with conventional mortgages and require all-cash purchases, board approval, and have lower price points than comparable condos. Understanding the ownership structure is critical before making an offer.
Your South Florida retirement starts here.
Free buyer representation for 55+ community purchases. We know the communities, the co-ops, and what the lifestyle actually looks like day-to-day.
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