Boca Keys Homes for Sale

Boca Keys is a luxury waterfront, luxury community in Boca Raton, Palm Beach County, Florida. Properties are priced from $2,600,000 to $3,800,000. Pure Equity lists homes in Boca Keys and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Boca Keys and the Boca Raton area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Boca Keys Boca Raton homes for sale as of October 2026. The median asking price is $3.5M.

That is 519% above the Boca Raton median of $565,000. On a per-foot basis, homes here ask about $563 per square foot, compared with $354 across Boca Raton. So the median price buys roughly 6,200 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 106 days on the market. That tracks the Boca Raton average of 111 days, so pricing and terms follow the wider city market.

Homes listed in Boca Keys date from 1967 to 2027. That puts them between 0 and 59 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Boca Keys includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

At a median near $3.5M, Boca Keys sits in the luxury tier of Boca Raton. Jumbo financing and proof of funds usually come up early in these negotiations.

Rentals in Boca Keys have a median asking rent of $11,000 per month, across 1 active rental listing. For comparison, the Boca Raton median is $3,200, so rents here run 244% higher.

You can browse current Boca Raton rentals or ask us for a rent estimate on a specific Boca Keys home.

Here is what the median Boca Keys price means in Florida closing terms. At $3.5M, a 20% down payment comes to about $700,000, leaving a loan near $2.8M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $9,800. Next, the intangible tax of 0.2% adds about $5,600. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Boca Keys median, that is about $24,500.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Boca Keys listings show assignments to J. C. Mitchell (elementary), Boca Raton Community (middle) and Boca Raton (high). However, boundaries can change each year, so confirm the assignment for a specific address with the School District of Palm Beach County.