Ponderosa Homes for Sale

Ponderosa is a residential community in Boca Raton, Florida. Active listings are currently priced from $1.4M–$2.5M.

Pure Equity Realty covers Ponderosa and the Boca Raton area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Ponderosa Boca Raton homes for sale as of September 2026. The median asking price is $1.63M. Asking prices run from $1.36M to $1.9M.

That is 188% above the Boca Raton median of $565,000. On a per-foot basis, homes here ask about $455 per square foot, compared with $354 across Boca Raton. So the median price buys roughly 3,600 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 165 days on the market. That is slower than the Boca Raton average of 111 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Ponderosa date from 1980, so they are about 46 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Ponderosa price means in Florida closing terms. At $1.63M, a 20% down payment comes to about $326,000, leaving a loan near $1.3M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $4,564. Next, the intangible tax of 0.2% adds about $2,608. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Ponderosa median, that is about $11,410.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.