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Miami, FL

FHA-Approved Condos in Miami

Condos approved for FHA financing in Miami, Florida. Browse active MLS listings and communities with List & Sell FL.

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Active Listings

4,439 active listings

3 bedroom home for sale at 788 23rd, Miami, FL 33137 — $4,300,000
$4,300,000
Active
$4,300,000
788 23rd #1801
Miami, FL 33137
3 bd3.5 ba3,267 sqft
The Elysee Condo
1 bedroom home for sale at 9066 73rd, Miami, FL 33156 — $325,000
$325,000
Active
1d
$325,000
9066 73rd #1601
Miami, FL 33156
1 bd1 ba797 sqft
Metropolis Ii At Dadeland
2 bedroom home for sale at 8101 72nd, Miami, FL 33143 — $325,000
$325,000
Active
$325,000
8101 72nd #123W
Miami, FL 33143
2 bd2 ba1,102 sqft
Granda Dadeland Condo
home for sale at 229 9th, Miami, FL 33130 — $429,999
$429,999
Active
$429,999
229 9th #404
Miami, FL 33130
1 ba466 sqft
Smart Brickell
3 bedroom home for sale at 460 28th, Miami, FL 33137 — $1,349,000
$1,349,000
Active
$1,349,000
460 28th #3508
Miami, FL 33137
3 bd2.5 ba1,395 sqft
Icon Bay Condo
2 bedroom home for sale at 484 165TH ST, Miami, FL 33169 — $155,900
$155,900
Active
1d
$155,900
484 165TH ST #A-609
Miami, FL 33169
2 bd2 ba1,175 sqft
Montecarlo Condo
1 bedroom home for sale at 55 9th, Miami, FL 33130 — $549,900
$549,900
Active
$549,900
55 9th #3509
Miami, FL 33130
1 bd1.5 ba684 sqft
Brickell Heights West Con
1 bedroom home for sale at 90 32nd, Miami, FL 33137 — $735,000
$735,000
Active
$735,000
90 32nd #811
Miami, FL 33137
1 bd1 ba598 sqft
The Standard Residence
1 bedroom home for sale at 9455 Flagler, Miami, FL 33174 — $190,000
$190,000
Active
$190,000
9455 Flagler #310C
Miami, FL 33174
1 bd1 ba667 sqft
Castillian Club Condo
6 bedroom home for sale at 1040 Biscayne, Miami, FL 33132 — $6,499,000
$6,499,000
Active
$6,499,000
1040 Biscayne #4602
Miami, FL 33132
6 bd5.5 ba5,231 sqft
Ten Museum Pk Residential
1 bedroom home for sale at 133 2nd, Miami, FL 33132 — $349,000
$349,000
Active
$349,000
133 2nd #2904
Miami, FL 33132
1 bd1 ba665 sqft
The Loft Downtown Ii Cond
5 bedroom home for sale at 1040 Biscayne, Miami, FL 33132 — $4,950,000
$4,950,000
Active
2d
$4,950,000
1040 Biscayne #4403
Miami, FL 33132
5 bd5.5 ba4,879 sqft
Ten Museum Pk Residential
2 bedroom home for sale at 3551 9th, Miami, FL 33135 — $295,000
$295,000
Active
1d
$295,000
3551 9th #411
Miami, FL 33135
2 bd1 ba700 sqft
Cordoba Condo
2 bedroom home for sale at 1420 Brickell Bay, Miami, FL 33131 — $469,000
$469,000
Active
$469,000
1420 Brickell Bay #206D
Miami, FL 33131
2 bd2 ba1,085 sqft
Bayshore Place Condo
2 bedroom home for sale at 6726 130th, Miami, FL 33183 — $349,900
$349,900
Active
1d
$349,900
6726 130th #1406
Miami, FL 33183
2 bd2 ba950 sqft
Lago Lindo Townvillas Con
home for sale at 11 6th, Miami, FL 33132 — $374,999
$374,999
Active
$374,999
11 6th #2606
Miami, FL 33132
1 ba350 sqft
The Crosby
home for sale at 1600 1st, Miami, FL 33132 — $370,000
$370,000
Active
$370,000
1600 1st #1102
Miami, FL 33132
1 ba580 sqft
Canvas Condo
2 bedroom home for sale at 20 11th, Miami, FL 33132 — $7,300,000
$7,300,000
Active
$7,300,000
20 11th #6101
Miami, FL 33132
2 bd2.5 ba1,977 sqft
Miami North Pb B-41
1 bedroom home for sale at 501 31st, Miami, FL 33137 — $448,000
$448,000
Active
$448,000
501 31st #903
Miami, FL 33137
1 bd1.5 ba622 sqft
Paraiso Bayviews Condo
2 bedroom home for sale at 1351 Miami Gardens, Miami, FL 33179 — $235,000
$235,000
Active
2d
$235,000
1351 Miami Gardens #626E
Miami, FL 33179
2 bd2 ba1,140 sqft
Buckley Towers Condo - Ea
2 bedroom home for sale at 2665 37th, Miami, FL 33133 — $483,980
$483,980
Active
$483,980
2665 37th #1112
Miami, FL 33133
2 bd2 ba1,027 sqft
Da Vinci On Douglas Condo
1 bedroom home for sale at 7860 Camino Real, Miami, FL 33143 — $249,000
$249,000
Active
$249,000
7860 Camino Real #L-406
Miami, FL 33143
1 bd1 ba712 sqft
Village Of Kings Creek Co
home for sale at 159 6th, Miami, FL 33132 — $349,000
$349,000
Active
2d
$349,000
159 6th #1920
Miami, FL 33132
1 ba332 sqft
159 Ne 6th St Condo
3 bedroom home for sale at 50 Biscayne, Miami, FL 33132 — $1,175,000
$1,175,000
Active
$1,175,000
50 Biscayne #4402
Miami, FL 33132
3 bd2 ba1,789 sqft
50 Biscayne Condo

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About FHA-Approved Condos in Miami

FHA-Approved Condos in Miami, FL

FHA-Approved Condos in Miami, Florida, cover a range of options in County. Condominiums in Miami offer a lock-and-leave, low-maintenance lifestyle, from attainable starter units to oceanfront high-rises across County. The association maintains the building and grounds, so owners trade yard work for a monthly fee and shared amenities.

The association is as important as the unit. Review its budget, reserves, and any special assessments, and confirm the building has completed its milestone inspection and structural reserve study, now required under Florida law for older buildings. For FHA or conventional financing the condo must be warrantable or on the approved list, so verify that early. A healthy association with funded reserves is the difference between a stable fee and a surprise assessment.

Frequently Asked Questions

FHA-Approved Condos in Miami FAQ

Are condos in Miami FHA approved?+
Some are and some are not. FHA requires the condo to be on HUD's approved list, and conventional loans require the building to be warrantable. We verify a specific building's status up front so you do not waste time on a unit you cannot finance.
What do condo association fees in Miami cover?+
Typically building insurance, exterior and common-area maintenance, and shared amenities like pools and fitness rooms. Fees vary widely by building and age, so compare what each one includes.
What is the Florida condo milestone inspection?+
Florida now requires older condo buildings to complete a milestone structural inspection and keep funded reserves. Ask whether a building has completed its inspection and reserve study before you buy.
Can I rent out a condo in Miami?+
Many buildings allow it but cap the number of rentals or set minimum lease terms. If renting is part of your plan, confirm the current rules before making an offer.
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