Arenal Sub Homes for Sale

Arenal Sub is a luxury waterfront, luxury community in Miami, Miami-Dade County, Florida. Properties are priced from $1,700,000 to $3,200,000. Pure Equity lists homes in Arenal Sub and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Arenal Sub and the Miami area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Arenal Sub Miami homes for sale as of September 2026. The median asking price is $3.1M.

That is 384% above the Miami median of $640,000. On a per-foot basis, homes here ask about $505 per square foot, roughly in line with the city at $507. So the median price buys roughly 6,150 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 134 days on the market. That tracks the Miami average of 144 days, so pricing and terms follow the wider city market.

Homes listed in Arenal Sub date from 1994 to 2000. That puts them between 26 and 32 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Arenal Sub includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

At a median near $3.1M, Arenal Sub sits in the luxury tier of Miami. Jumbo financing and proof of funds usually come up early in these negotiations.

Here is what the median Arenal Sub price means in Florida closing terms. At $3.1M, a 20% down payment comes to about $620,000, leaving a loan near $2.48M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $8,680. Next, the intangible tax of 0.2% adds about $4,960. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $18,600 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.