Sunswept Isle Homes for Sale

Sunswept Isle is a waterfront community in Miami, Miami-Dade County, Florida. Active listings are priced from $999,000 to $2,200,000. Homes were built between 1958 and 1960. Pure Equity lists homes in Sunswept Isle and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Sunswept Isle and the Miami area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Sunswept Isle Miami homes for sale as of October 2026. The median asking price is $1.14M. Asking prices run from $935,000 to $1.35M.

That is 79% above the Miami median of $640,000. On a per-foot basis, homes here ask about $786 per square foot, compared with $507 across Miami. So the median price buys roughly 1,450 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 80 days on the market. That is faster than the Miami average of 144 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Sunswept Isle date from 1958 to 1960. That puts them between 66 and 68 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Sunswept Isle includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Rentals in Sunswept Isle have a median asking rent of $4,200 per month, across 5 active rental listings. For comparison, the Miami median is $3,000, so rents here run 40% higher.

You can browse current Miami rentals or ask us for a rent estimate on a specific Sunswept Isle home.

Here is what the median Sunswept Isle price means in Florida closing terms. At $1.14M, a 20% down payment comes to about $229,000, leaving a loan near $914,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $3,199. Next, the intangible tax of 0.2% adds about $1,828. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $6,855 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Sunswept Isle listings show assignments to Virginia A. Boone / Highland Oaks (elementary), Highland Oaks (middle) and Dr. Michael M. Krop (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.