Arcola Gardens Homes for Sale

Arcola Gardens is a community in Miami, Miami-Dade County, Florida. Active listings are priced from $400,000 to $672,500. Homes were built between 1951 and 1952. Pure Equity lists homes in Arcola Gardens and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Arcola Gardens and the Miami area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Arcola Gardens Miami homes for sale as of October 2026. The median asking price is $586,000. Asking prices run from $500,000 to $673,000.

That is 8% below the Miami median of $640,000. On a per-foot basis, homes here ask about $397 per square foot, compared with $507 across Miami. So the median price buys roughly 1,500 square feet of living area.

Listings here have averaged 240 days on the market. That is slower than the Miami average of 144 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Arcola Gardens date from 1951 to 1952. That puts them between 74 and 75 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Arcola Gardens price means in Florida closing terms. At $586,000, a 20% down payment comes to about $117,000, leaving a loan near $469,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,642. Next, the intangible tax of 0.2% adds about $938. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $3,518 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Arcola Gardens listings show assignments to Arcola Lake (elementary), Madison (middle) and Miami Central (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.