Palm Bay Yacht Club Homes for Sale

Palm Bay Yacht Club is a residential community in Miami, Florida.

Pure Equity Realty covers Palm Bay Yacht Club and the Miami area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Palm Bay Yacht Club Miami homes for sale as of October 2026. The median asking price is $419,000.

That is 35% below the Miami median of $645,000. On a per-foot basis, homes here ask about $344 per square foot, compared with $509 across Miami. So the median price buys roughly 1,200 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 158 days on the market. That tracks the Miami average of 144 days, so pricing and terms follow the wider city market.

Homes listed in Palm Bay Yacht Club date from 1982, so they are about 44 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Palm Bay Yacht Club price means in Florida closing terms. At $419,000, a 20% down payment comes to about $84,000, leaving a loan near $335,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,173. Next, the intangible tax of 0.2% adds about $670. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $2,514 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.