Montecito Homes for Sale

Montecito is a community in West Palm Beach, Palm Beach County, Florida. Active listings are priced from $279,000 to $419,900. Homes were built between 2003 and 2004. Pure Equity lists homes in Montecito and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Montecito and the West Palm Beach area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Montecito West Palm Beach homes for sale as of October 2026. The median asking price is $388,000. Asking prices run from $330,000 to $445,000.

That is 21% above the West Palm Beach median of $320,000. On a per-foot basis, homes here ask about $344 per square foot, compared with $248 across West Palm Beach. So the median price buys roughly 1,150 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 115 days on the market. That tracks the West Palm Beach average of 119 days, so pricing and terms follow the wider city market.

Homes listed in Montecito date from 2003 to 2004. That puts them between 22 and 23 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Montecito is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Here is what the median Montecito price means in Florida closing terms. At $388,000, a 20% down payment comes to about $78,000, leaving a loan near $310,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,085. Next, the intangible tax of 0.2% adds about $620. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Montecito median, that is about $2,713.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Montecito listings show assignments to Grove Park (elementary), Bear Lakes (middle) and Palm Beach Gardens (high). However, boundaries can change each year, so confirm the assignment for a specific address with the School District of Palm Beach County.