Cypress Lakes 3-A Homes for Sale

Cypress Lakes 3-A is an age-restricted 55+ community in West Palm Beach, Palm Beach County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $217,500 to $315,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Cypress Lakes 3-A and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Cypress Lakes 3-A and the West Palm Beach area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 4 Cypress Lakes 3-A West Palm Beach homes for sale as of October 2026. The median asking price is $262,000. Asking prices run from $248,000 to $315,000.

That is 19% below the West Palm Beach median of $325,000. On a per-foot basis, homes here ask about $202 per square foot, compared with $251 across West Palm Beach. So the median price buys roughly 1,300 square feet of living area.

Listings here have averaged 150 days on the market. That is slower than the West Palm Beach average of 118 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Cypress Lakes 3-A date from 1979 to 1981. That puts them between 45 and 47 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Cypress Lakes 3-A includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Here is what the median Cypress Lakes 3-A price means in Florida closing terms. At $262,000, a 20% down payment comes to about $52,000, leaving a loan near $209,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $733. Next, the intangible tax of 0.2% adds about $419. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Cypress Lakes 3-A median, that is about $1,832.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Cypress Lakes 3-A listings show assignments to Egret Lake (elementary), Bear Lakes (middle) and Palm Beach Lakes (high). However, boundaries can change each year, so confirm the assignment for a specific address with the School District of Palm Beach County.