Chatham Homes for Sale

Chatham Condos is an age-restricted 55+ community in West Palm Beach, Palm Beach County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $67,900 to $149,999. At least one resident per home must be 55 or older. Pure Equity lists homes in Chatham and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Chatham and the West Palm Beach area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 10 Chatham West Palm Beach homes for sale as of October 2026. The median asking price is $106,000. Asking prices run from $55,000 to $145,000.

That is 67% below the West Palm Beach median of $320,000. On a per-foot basis, homes here ask about $152 per square foot, compared with $248 across West Palm Beach. So the median price buys roughly 700 square feet of living area.

Listings here have averaged 65 days on the market. That is faster than the West Palm Beach average of 119 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Chatham date from 1973, so they are about 53 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Chatham is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Chatham is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Here is what the median Chatham price means in Florida closing terms. At $106,000, a 20% down payment comes to about $21,000, leaving a loan near $85,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $297. Next, the intangible tax of 0.2% adds about $170. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Chatham median, that is about $742.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Chatham listings show assignments to Grassy Waters (elementary), Bear Lakes (middle) and Palm Beach Lakes (high). However, boundaries can change each year, so confirm the assignment for a specific address with the School District of Palm Beach County.