Cutler Ridge Homes for Sale

Cutler Ridge is a residential community in Cutler Bay, Florida. Active listings are currently priced from $600K–$600K.

Pure Equity Realty covers Cutler Ridge and the Cutler Bay area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 7 Cutler Ridge Cutler Bay homes for sale as of October 2026. The median asking price is $650,000. Asking prices run from $600,000 to $710,000.

That is 9% above the Cutler Bay median of $599,000. On a per-foot basis, homes here ask about $426 per square foot, compared with $323 across Cutler Bay. So the median price buys roughly 1,550 square feet of living area.

Listings here have averaged 142 days on the market. That is slower than the Cutler Bay average of 90 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Cutler Ridge date from 1959 to 1960. That puts them between 66 and 67 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Rentals in Cutler Ridge have a median asking rent of $1,500 per month, across 3 active rental listings. For comparison, the Cutler Bay median is $2,400, so rents here run 38% lower.

For investors, those medians imply a gross yield near 2.8% a year. However, that figure comes before HOA dues, property tax, insurance and vacancy. Also check the association documents first, because many Florida HOAs cap leases or set minimum terms.

You can browse current Cutler Bay rentals or ask us for a rent estimate on a specific Cutler Ridge home.

Here is what the median Cutler Ridge price means in Florida closing terms. At $650,000, a 20% down payment comes to about $130,000, leaving a loan near $520,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,820. Next, the intangible tax of 0.2% adds about $1,040. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $3,900 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Cutler Ridge listings show assignments to Gulfstream (elementary), Cutler Bay Middle (middle) and Miami Southridge (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.