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Cutler Bay, FL

55+ Communities in Cutler Bay

Active adult communities for residents 55 and older in Cutler Bay, Florida. Browse active MLS listings and communities with List & Sell FL.

13
Communities
Cutler Bay
City
1%
Listing Fee
Active Listings

63 active listings

4 bedroom home for sale at 9390 190th, Cutler Bay, FL 33157 — $750,000
$750,000
Active
$750,000
9390 190th
Cutler Bay, FL 33157
4 bd2 ba1,474 sqft
Bel Aire Sec 10
No photo available
$165,000
Active
$165,000
8240 210th #306
Cutler Bay, FL 33189
1 bd1 ba600 sqft
Saga Bay Gardens Condo
3 bedroom home for sale at 20601 Dothan, Cutler Bay, FL 33189 — $635,000
$635,000
Active
$635,000
20601 Dothan
Cutler Bay, FL 33189
3 bd2 ba1,878 sqft
Cutler Ridge Sec 3
4 bedroom home for sale at 19810 79th, Cutler Bay, FL 33189 — $850,000
$850,000
Active
$850,000
19810 79th
Cutler Bay, FL 33189
4 bd2 ba1,848 sqft
Saga Bay Sec 1 Pt 6
5 bedroom home for sale at 7515 191st, Cutler Bay, FL 33157 — $1,045,000
$1,045,000
Active
2d
$1,045,000
7515 191st
Cutler Bay, FL 33157
5 bd4.5 ba3,168 sqft
Cutler Cay
4 bedroom home for sale at 9750 219th, Cutler Bay, FL 33190 — $799,000
$799,000
Active
2d
$799,000
9750 219th
Cutler Bay, FL 33190
4 bd2.5 ba2,820 sqft
Lakes By The Bay Sec 4
2 bedroom home for sale at 8200 210th, Cutler Bay, FL 33189 — $199,900
$199,900
Active
1d
$199,900
8200 210th #101
Cutler Bay, FL 33189
2 bd2 ba980 sqft
Saga Bay Gardens Condo
3 bedroom home for sale at 10340 208th, Cutler Bay, FL 33189 — $505,000
$505,000
Active
13d
$505,000
10340 208th
Cutler Bay, FL 33189
3 bd2 ba1,255 sqft
Cutler Creek Club Sec 2 A
4 bedroom home for sale at 8440 202nd, Cutler Bay, FL 33189 — $799,000
$799,000
Active
4d
$799,000
8440 202nd
Cutler Bay, FL 33189
4 bd2 ba1,672 sqft
Saga Bay Sec One Part One
3 bedroom home for sale at 20759 80th, Cutler Bay, FL 33189 — $389,000
$389,000
Active
5d
$389,000
20759 80th
Cutler Bay, FL 33189
3 bd2 ba1,229 sqft
Saga Bay Townhomes 1st Ad
4 bedroom home for sale at 8943 206th, Cutler Bay, FL 33189 — $635,000
$635,000
Active
20d
$635,000
8943 206th
Cutler Bay, FL 33189
4 bd2.5 ba2,126 sqft
Cantamar
2 bedroom home for sale at 19606 103rd, Cutler Bay, FL 33157 — $345,000
$345,000
Active
14d
$345,000
19606 103rd #4
Cutler Bay, FL 33157
2 bd2.5 ba1,020 sqft
Point Royale Bldgs 3 & 4
4 bedroom home for sale at 9383 227th, Cutler Bay, FL 33190 — $675,000
$675,000
Active
19d
$675,000
9383 227th
Cutler Bay, FL 33190
4 bd2.5 ba2,429 sqft
Lakes By The Bay Day
1 bedroom home for sale at 8590 212th, Cutler Bay, FL 33189 — $205,000
$205,000
Active
20d
$205,000
8590 212th #207
Cutler Bay, FL 33189
1 bd1 ba813 sqft
Le Club At Old Cutler Con
3 bedroom home for sale at 22201 103rd, Cutler Bay, FL 33190 — $399,000
$399,000
Active
22d
$399,000
22201 103rd
Cutler Bay, FL 33190
3 bd2.5 ba1,518 sqft
Black Creek Villas
3 bedroom home for sale at 8721 191st, Cutler Bay, FL 33157 — $849,000
$849,000
Active
23d
$849,000
8721 191st
Cutler Bay, FL 33157
3 bd1 ba2,059 sqft
Whispering Pines Estates
4 bedroom home for sale at 20205 79th, Cutler Bay, FL 33189 — $699,000
$699,000
Active
25d
$699,000
20205 79th
Cutler Bay, FL 33189
4 bd3 ba2,315 sqft
Saga Bay Sec 1 Pt 7
3 bedroom home for sale at 22018 93rd, Cutler Bay, FL 33190 — $435,000
$435,000
Active
41d
$435,000
22018 93rd
Cutler Bay, FL 33190
3 bd2.5 ba1,562 sqft
Lakes By The Bay Cee
5 bedroom home for sale at 8830 Caribbean, Cutler Bay, FL 33157 — $749,000
$749,000
Active
34d
$749,000
8830 Caribbean
Cutler Bay, FL 33157
5 bd3 ba2,818 sqft
Whispering Pines Estates
5 bedroom home for sale at 21043 92nd, Cutler Bay, FL 33189 — $989,000
$989,000
Active
44d
$989,000
21043 92nd
Cutler Bay, FL 33189
5 bd3 ba2,545 sqft
C B Palms
3 bedroom home for sale at 8520 207th, Cutler Bay, FL 33189 — $580,000
$580,000
Active
38d
$580,000
8520 207th
Cutler Bay, FL 33189
3 bd2 ba1,439 sqft
Centennial Sec 2
4 bedroom home for sale at 8933 215th, Cutler Bay, FL 33189 — $595,000
$595,000
Active
37d
$595,000
8933 215th
Cutler Bay, FL 33189
4 bd3 ba2,061 sqft
Precious Homes At Lakes B
3 bedroom home for sale at 22245 100TH, Cutler Bay, FL 33190 — $530,000
$530,000
Active
16d
$530,000
22245 100TH
Cutler Bay, FL 33190
3 bd2.5 ba1,868 sqft
Lakes By The Bay Sec 6
3 bedroom home for sale at 8111 205th, Cutler Bay, FL 33189 — $675,000
$675,000
Active
43d
$675,000
8111 205th
Cutler Bay, FL 33189
3 bd3 ba1,840 sqft
Saga Bay Sec 1

Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data deemed reliable but not guaranteed. © 2026 Beaches MLS, Inc.

About 55+ Communities in Cutler Bay

55+ Communities in Cutler Bay, FL

Looking for 55+ communities in Cutler Bay? Here is what to know about this part of the County market. We track 13 matching communities in Cutler Bay, alongside the active MLS listings below. A 55-and-over community is an age-restricted neighborhood built around a low-maintenance, amenity-rich lifestyle. Most center on a clubhouse with a fitness center, pools, courts for tennis or pickleball, and a full calendar of clubs and social events run with a lifestyle director. Florida is one of the most popular places in the country for active adult living, and Cutler Bay in County offers a range of options, from attainable villas to gated resort communities with golf.

Under the federal Housing for Older Persons Act, at least one resident in each home must usually be 55 or older, and the community keeps at least 80% of its homes occupied by someone in that age group. Rules on younger spouses, adult children, and guests vary, so confirm them before you buy. Expect an HOA fee that funds the amenities and often lawn care and exterior upkeep, and ask how often it has risen and whether reserves are healthy. Homes are generally single-story or have a first-floor primary suite. Visiting more than once, at different times of day, is the best way to gauge the social scene in a Cutler Bay community.

55+ Communities communities in Cutler Bay include Century At Cutler Bay, Lakes By The Bay Jay, Lakes By The Bay Sec 9 Am, Old Cutler Grove, Enclave At Black Point Ma, and Lakes By The Bay Gee, among others. Each has its own pricing, HOA structure, and character, and we can walk you through how they compare.

Frequently Asked Questions

55+ Communities in Cutler Bay FAQ

What is the minimum age to buy in a 55+ community in Cutler Bay?+
Under the federal Housing for Older Persons Act, at least one resident in each home is usually 55 or older, and the community keeps at least 80% of homes in that age group. Specific rules vary by community.
Can someone under 55 live in a Cutler Bay 55+ community?+
Often a younger spouse or partner can, and rules on adult children and guests vary. Confirm the current policy for the specific community before making an offer.
Do 55+ communities in Cutler Bay have HOA fees?+
Almost always. The HOA fee funds the amenities and common areas, and often lawn care and exterior maintenance. The amount varies widely, so it is worth comparing what each fee covers.
Why do so many retirees choose County for 55+ living?+
Florida has no state income tax, the climate supports year-round outdoor living, and there is a deep supply of active adult communities. The homestead exemption on a primary residence adds to the appeal.
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