Cove Homes for Sale

Cove is a residential community in Cutler Bay, Florida. Active listings are currently priced from $235K–$235K.

Pure Equity Realty covers Cove and the Cutler Bay area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Cove Cutler Bay homes for sale as of October 2026. The median asking price is $235,000.

That is 61% below the Cutler Bay median of $599,000. On a per-foot basis, homes here ask about $292 per square foot, compared with $323 across Cutler Bay. So the median price buys roughly 800 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 175 days on the market. That is slower than the Cutler Bay average of 90 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Cove date from 1975, so they are about 51 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Cove is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Rentals in Cove have a median asking rent of $2,350 per month, across 1 active rental listing. That is close to the Cutler Bay median of $2,400.

You can browse current Cutler Bay rentals or ask us for a rent estimate on a specific Cove home.

Here is what the median Cove price means in Florida closing terms. At $235,000, a 20% down payment comes to about $47,000, leaving a loan near $188,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $658. Next, the intangible tax of 0.2% adds about $376. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $1,410 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Cove listings show assignments to Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle) and Miami Southridge (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.