Old Cutler Cove Homes for Sale

Old Cutler Cove is a community in Cutler Bay, Miami-Dade County, Florida. Active listings are priced from $669,000 to $724,900. Homes were built between 1973 and 1974. Pure Equity lists homes in Old Cutler Cove and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Old Cutler Cove and the Cutler Bay area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Old Cutler Cove Cutler Bay homes for sale as of October 2026. The median asking price is $475,000. Asking prices run from $440,000 to $700,000.

That is 21% below the Cutler Bay median of $600,000. On a per-foot basis, homes here ask about $275 per square foot, compared with $323 across Cutler Bay. So the median price buys roughly 1,750 square feet of living area.

Listings here have averaged 93 days on the market. That tracks the Cutler Bay average of 99 days, so pricing and terms follow the wider city market.

Homes listed in Old Cutler Cove date from 1973 to 1974. That puts them between 52 and 53 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Old Cutler Cove price means in Florida closing terms. At $475,000, a 20% down payment comes to about $95,000, leaving a loan near $380,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,330. Next, the intangible tax of 0.2% adds about $760. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $2,850 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Old Cutler Cove listings show assignments to Gulfstream (elementary), Cutler Bay Middle (middle) and Miami Southridge (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.