Cutler Lakes Homes for Sale

Cutler Lakes is a residential community in Cutler Bay, Florida.

Pure Equity Realty covers Cutler Lakes and the Cutler Bay area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Cutler Lakes Cutler Bay homes for sale as of October 2026. The median asking price is $299,000.

That is 50% below the Cutler Bay median of $599,000. On a per-foot basis, homes here ask about $302 per square foot, compared with $323 across Cutler Bay. So the median price buys roughly 1,000 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 20 days on the market. That is faster than the Cutler Bay average of 90 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Cutler Lakes date from 2005, so they are about 21 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Here is what the median Cutler Lakes price means in Florida closing terms. At $299,000, a 20% down payment comes to about $60,000, leaving a loan near $239,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $837. Next, the intangible tax of 0.2% adds about $478. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $1,794 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Cutler Lakes listings show assignments to Dr. Edward L. Whigham (elementary), Cutler Bay Middle (middle) and Miami Southridge (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.