Gardens Of St Lucie Homes for Sale

Gardens Of St Lucie is a waterfront community in Port St. Lucie, St. Lucie County, Florida. Active listings are priced from $295,000 to $349,000. Homes were built between 1996 and 1997. Pure Equity lists homes in Gardens Of St Lucie and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Gardens Of St Lucie and the Port St. Lucie area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 5 Gardens Of St Lucie Port St. Lucie homes for sale as of October 2026. The median asking price is $335,000. Asking prices run from $325,000 to $349,000.

That is 22% below the Port St. Lucie median of $429,000. On a per-foot basis, homes here ask about $255 per square foot, compared with $228 across Port St. Lucie. So the median price buys roughly 1,300 square feet of living area.

Listings here have averaged 97 days on the market. That tracks the Port St. Lucie average of 104 days, so pricing and terms follow the wider city market.

Homes listed in Gardens Of St Lucie date from 1996 to 1997. That puts them between 29 and 30 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Gardens Of St Lucie includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Rentals in Gardens Of St Lucie have a median asking rent of $2,500 per month, across 1 active rental listing. That is close to the Port St. Lucie median of $2,600.

You can browse current Port St. Lucie rentals or ask us for a rent estimate on a specific Gardens Of St Lucie home.

Here is what the median Gardens Of St Lucie price means in Florida closing terms. At $335,000, a 20% down payment comes to about $67,000, leaving a loan near $268,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $938. Next, the intangible tax of 0.2% adds about $536. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Gardens Of St Lucie median, that is about $2,345.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.