FHA Loan Calculator
Calculate your FHA loan payment including upfront and annual mortgage insurance premium (MIP) with as little as 3.5% down.
FHA Loan Details
FHA minimum: 3.5% (620+ credit score)
Optional: Add HOA for total housing payment
FHA MIP Rates (2024):
• Upfront MIP: 1.75% of loan amount (financed)
• Annual MIP: 0.55%/yr for 30-year loans (life of loan if <10% down)
• Annual MIP: 0.50%/yr for 15-year loans
Monthly FHA Payment
$2,444
P&I + Monthly MIP
See if you qualify for an FHA loan today
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