Spanish Lakes One 55+ Community Homes for Sale

Spanish Lakes One 55+ Community is a residential community in Port St. Lucie, Florida. Active listings are currently priced from $75K–$75K.

Pure Equity Realty covers Spanish Lakes One 55+ Community and the Port St. Lucie area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Spanish Lakes One 55+ Community Port St. Lucie homes for sale as of October 2026. The median asking price is $75,000. Asking prices run from $65,000 to $179,000.

That is 82% below the Port St. Lucie median of $425,000. On a per-foot basis, homes here ask about $53 per square foot, compared with $228 across Port St. Lucie. So the median price buys roughly 1,400 square feet of living area.

Listings here have averaged 186 days on the market. That is slower than the Port St. Lucie average of 101 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Spanish Lakes One 55+ Community date from 1971 to 2018. That puts them between 8 and 55 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Spanish Lakes One 55+ Community price means in Florida closing terms. At $75,000, a 20% down payment comes to about $15,000, leaving a loan near $60,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $209. Next, the intangible tax of 0.2% adds about $119. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Spanish Lakes One 55+ Community median, that is about $522.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Spanish Lakes One 55+ Community listings show assignments to Savanna Ridge (elementary), Northport K-8 (middle) and Port St. Lucie (high). However, boundaries can change each year, so confirm the assignment for a specific address with St. Lucie Public Schools.