St Lucie Gardens Sub Homes for Sale

St Lucie Gardens Sub is a residential community in Port St. Lucie, Florida. Active listings are currently priced from $1.3M–$1.3M.

Pure Equity Realty covers St Lucie Gardens Sub and the Port St. Lucie area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 4 St Lucie Gardens Sub Port St. Lucie homes for sale as of October 2026. The median asking price is $1.28M.

That is 202% above the Port St. Lucie median of $425,000. On a per-foot basis, homes here ask about $535 per square foot, compared with $228 across Port St. Lucie. So the median price buys roughly 2,400 square feet of living area.

Listings here have averaged 312 days on the market. That is slower than the Port St. Lucie average of 101 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in St Lucie Gardens Sub date from 1991 to 1999. That puts them between 27 and 35 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median St Lucie Gardens Sub price means in Florida closing terms. At $1.28M, a 20% down payment comes to about $257,000, leaving a loan near $1.03M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $3,598. Next, the intangible tax of 0.2% adds about $2,056. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the St Lucie Gardens Sub median, that is about $8,995.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent St Lucie Gardens Sub listings show assignments to Savanna Ridge (elementary), Northport K-8 (middle) and Port St. Lucie (high). However, boundaries can change each year, so confirm the assignment for a specific address with St. Lucie Public Schools.