St Lucie Gardens Subdivision Homes for Sale

St Lucie Gardens Subdivision is a large-lot community in Port St. Lucie, St. Lucie County, Florida. Parcels and homes are priced from $549,000 to $969,000. Properties feature oversized lots with room for pools and outbuildings. Our agents specialize in acreage transactions throughout St. Lucie County.

Pure Equity Realty covers St Lucie Gardens Subdivision and the Port St. Lucie area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 6 St Lucie Gardens Subdivision Port St. Lucie homes for sale as of October 2026. The median asking price is $469,000. Asking prices run from $90,000 to $1.4M.

That is 10% above the Port St. Lucie median of $425,000. On a per-foot basis, homes here ask about $425 per square foot, compared with $228 across Port St. Lucie. So the median price buys roughly 1,100 square feet of living area.

Listings here have averaged 45 days on the market. That is faster than the Port St. Lucie average of 102 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in St Lucie Gardens Subdivision date from 1991 to 2026. That puts them between 0 and 35 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

St Lucie Gardens Subdivision includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

St Lucie Gardens Subdivision has new construction. Builders usually require your agent to register you on the first visit, so bring your agent or call us before you walk in.

Here is what the median St Lucie Gardens Subdivision price means in Florida closing terms. At $469,000, a 20% down payment comes to about $94,000, leaving a loan near $375,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,313. Next, the intangible tax of 0.2% adds about $750. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the St Lucie Gardens Subdivision median, that is about $3,283.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.