Spanish Lakes Riverfront Homes for Sale

Spanish Lakes Riverfront is an age-restricted 55+ community in Port St. Lucie, St. Lucie County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $87,900 to $319,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Spanish Lakes Riverfront and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Spanish Lakes Riverfront and the Port St. Lucie area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 24 Spanish Lakes Riverfront Port St. Lucie homes for sale as of October 2026. The median asking price is $65,000. Asking prices run from $23,000 to $309,000.

That is 85% below the Port St. Lucie median of $425,000. On a per-foot basis, homes here ask about $53 per square foot, compared with $228 across Port St. Lucie. So the median price buys roughly 1,200 square feet of living area.

Listings here have averaged 87 days on the market. That tracks the Port St. Lucie average of 101 days, so pricing and terms follow the wider city market.

Homes listed in Spanish Lakes Riverfront date from 1978 to 2025. That puts them between 1 and 48 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Spanish Lakes Riverfront price means in Florida closing terms. At $65,000, a 20% down payment comes to about $13,000, leaving a loan near $52,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $181. Next, the intangible tax of 0.2% adds about $104. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Spanish Lakes Riverfront median, that is about $453.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Spanish Lakes Riverfront listings show assignments to Savanna Ridge (elementary), Northport K-8 (middle) and Port St. Lucie (high). However, boundaries can change each year, so confirm the assignment for a specific address with St. Lucie Public Schools.