Atlantic Island Homes for Sale

Atlantic Island is a luxury waterfront, luxury community in Sunny Isles Beach, Miami-Dade County, Florida. Properties are priced from $5,000,000 to $11,000,000. Pure Equity lists homes in Atlantic Island and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Atlantic Island and the Sunny Isles Beach area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 4 Atlantic Island Sunny Isles Beach homes for sale as of October 2026. The median asking price is $10.5M. Asking prices run from $5.15M to $11M.

That is 1328% above the Sunny Isles Beach median of $735,000. On a per-foot basis, homes here ask about $1,546 per square foot, compared with $572 across Sunny Isles Beach. So the median price buys roughly 6,800 square feet of living area.

Listings here have averaged 155 days on the market. That is faster than the Sunny Isles Beach average of 201 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Atlantic Island date from 1946 to 1984. That puts them between 42 and 80 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Atlantic Island includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

At a median near $10.5M, Atlantic Island sits in the luxury tier of Sunny Isles Beach. Jumbo financing and proof of funds usually come up early in these negotiations.

Rentals in Atlantic Island have a median asking rent of $55,000 per month, across 1 active rental listing. For comparison, the Sunny Isles Beach median is $5,200, so rents here run 958% higher.

You can browse current Sunny Isles Beach rentals or ask us for a rent estimate on a specific Atlantic Island home.

Here is what the median Atlantic Island price means in Florida closing terms. At $10.5M, a 20% down payment comes to about $2.1M, leaving a loan near $8.39M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $29,379. Next, the intangible tax of 0.2% adds about $16,788. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $62,955 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Atlantic Island listings show assignments to Highland Oaks (middle) and Alonzo and Tracy Mourning (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.