Charter Club At Martin Downs Homes for Sale

Charter Club At Martin Downs is a residential community in Palm City, Florida.

Pure Equity Realty covers Charter Club At Martin Downs and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Charter Club At Martin Downs Palm City homes for sale as of October 2026. The median asking price is $414,000. Asking prices run from $409,000 to $419,000.

That is 34% below the Palm City median of $630,000. On a per-foot basis, homes here ask about $222 per square foot, compared with $276 across Palm City. So the median price buys roughly 1,850 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 82 days on the market. That is faster than the Palm City average of 111 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Charter Club At Martin Downs date from 1989 to 1994. That puts them between 32 and 37 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Charter Club At Martin Downs price means in Florida closing terms. At $414,000, a 20% down payment comes to about $83,000, leaving a loan near $331,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,159. Next, the intangible tax of 0.2% adds about $662. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Charter Club At Martin Downs median, that is about $2,898.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Charter Club At Martin Downs listings show assignments to Bessey Creek (elementary), Hidden Oaks (middle) and Martin County (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.