Harbour Ridge - Mile Lake Village Homes for Sale

Harbour Ridge - Mile Lake Village is a large-lot community in Palm City, Martin County, Florida. Parcels and homes are priced from $74,500 to $285,000. Properties feature oversized lots with room for pools and outbuildings. Our agents specialize in acreage transactions throughout Martin County.

Pure Equity Realty covers Harbour Ridge - Mile Lake Village and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 4 Harbour Ridge - Mile Lake Village Palm City homes for sale as of October 2026. The median asking price is $159,000. Asking prices run from $49,000 to $219,000.

That is 76% below the Palm City median of $650,000. On a per-foot basis, homes here ask about $92 per square foot, compared with $279 across Palm City. So the median price buys roughly 1,750 square feet of living area.

Listings here have averaged 89 days on the market. That is faster than the Palm City average of 112 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Harbour Ridge - Mile Lake Village date from 1986 to 1988. That puts them between 38 and 40 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Harbour Ridge - Mile Lake Village is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Rentals in Harbour Ridge - Mile Lake Village have a median asking rent of $8,500 per month, across 1 active rental listing. For comparison, the Palm City median is $3,500, so rents here run 143% higher.

You can browse current Palm City rentals or ask us for a rent estimate on a specific Harbour Ridge - Mile Lake Village home.

Here is what the median Harbour Ridge - Mile Lake Village price means in Florida closing terms. At $159,000, a 20% down payment comes to about $32,000, leaving a loan near $127,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $445. Next, the intangible tax of 0.2% adds about $254. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Harbour Ridge - Mile Lake Village median, that is about $1,111.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.