Seagate Harbor Homes for Sale

Seagate Harbor is a waterfront community in Palm City, Martin County, Florida. Active listings are priced from $999,000 to $1,100,000. Homes were built between 1972 and 1973. Pure Equity lists homes in Seagate Harbor and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Seagate Harbor and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 8 Seagate Harbor Palm City homes for sale as of October 2026. The median asking price is $925,000. Asking prices run from $795,000 to $1.5M.

That is 42% above the Palm City median of $650,000. On a per-foot basis, homes here ask about $572 per square foot, compared with $278 across Palm City. So the median price buys roughly 1,600 square feet of living area.

Listings here have averaged 152 days on the market. That is slower than the Palm City average of 111 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Seagate Harbor date from 1972 to 1973. That puts them between 53 and 54 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Seagate Harbor includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Here is what the median Seagate Harbor price means in Florida closing terms. At $925,000, a 20% down payment comes to about $185,000, leaving a loan near $740,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $2,590. Next, the intangible tax of 0.2% adds about $1,480. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Seagate Harbor median, that is about $6,475.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Seagate Harbor listings show assignments to Bessey Creek (elementary), Hidden Oaks (middle) and Martin County (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.