Rustic Hills Homes for Sale

Rustic Hills is a waterfront community in Palm City, Martin County, Florida. Active listings are priced from $629,000 to $1,300,000. Homes were built between 1972 and 2007. Pure Equity lists homes in Rustic Hills and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Rustic Hills and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Rustic Hills Palm City homes for sale as of October 2026. The median asking price is $773,000. Asking prices run from $665,000 to $880,000.

That is 23% above the Palm City median of $630,000. On a per-foot basis, homes here ask about $352 per square foot, compared with $276 across Palm City. So the median price buys roughly 2,200 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 77 days on the market. That is faster than the Palm City average of 111 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Rustic Hills date from 1972 to 2007. That puts them between 19 and 54 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Rustic Hills includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Rentals in Rustic Hills have a median asking rent of $4,800 per month, across 1 active rental listing. For comparison, the Palm City median is $3,625, so rents here run 32% higher.

You can browse current Palm City rentals or ask us for a rent estimate on a specific Rustic Hills home.

Here is what the median Rustic Hills price means in Florida closing terms. At $773,000, a 20% down payment comes to about $155,000, leaving a loan near $618,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $2,163. Next, the intangible tax of 0.2% adds about $1,236. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Rustic Hills median, that is about $5,408.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Rustic Hills listings show assignments to Bessey Creek (elementary), Hidden Oaks (middle) and Martin County (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.