Harbour Ridge Yacht Country Club Bayhead Villa Homes for Sale

Harbour Ridge Yacht Country Club Bayhead Villa is a residential community in Palm City, Florida.

Pure Equity Realty covers Harbour Ridge Yacht Country Club Bayhead Villa and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Harbour Ridge Yacht Country Club Bayhead Villa Palm City homes for sale as of September 2026. The median asking price is $349,000. Asking prices run from $299,000 to $400,000.

That is 46% below the Palm City median of $650,000. On a per-foot basis, homes here ask about $195 per square foot, compared with $279 across Palm City. So the median price buys roughly 1,800 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 99 days on the market. That tracks the Palm City average of 112 days, so pricing and terms follow the wider city market.

Homes listed in Harbour Ridge Yacht Country Club Bayhead Villa date from 1985, so they are about 41 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Harbour Ridge Yacht Country Club Bayhead Villa is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Here is what the median Harbour Ridge Yacht Country Club Bayhead Villa price means in Florida closing terms. At $349,000, a 20% down payment comes to about $70,000, leaving a loan near $280,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $978. Next, the intangible tax of 0.2% adds about $559. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Harbour Ridge Yacht Country Club Bayhead Villa median, that is about $2,446.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Harbour Ridge Yacht Country Club Bayhead Villa listings show assignments to Bessey Creek (elementary), Hidden Oaks (middle) and Martin County (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.