Hammock Creek Homes for Sale

Hammock Creek is a gated, waterfront community in Palm City, Martin County, Florida. Active listings are priced from $755,000 to $1,200,000. Homes were built between 1996 and 2004. Pure Equity lists homes in Hammock Creek and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Hammock Creek and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 6 Hammock Creek Palm City homes for sale as of October 2026. The median asking price is $895,000. Asking prices run from $720,000 to $1.35M.

That is 38% above the Palm City median of $650,000. On a per-foot basis, homes here ask about $283 per square foot, roughly in line with the city at $279. So the median price buys roughly 3,150 square feet of living area.

Listings here have averaged 63 days on the market. That is faster than the Palm City average of 112 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Hammock Creek date from 1996 to 2004. That puts them between 22 and 30 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Hammock Creek is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Hammock Creek includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Here is what the median Hammock Creek price means in Florida closing terms. At $895,000, a 20% down payment comes to about $179,000, leaving a loan near $716,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $2,506. Next, the intangible tax of 0.2% adds about $1,432. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Hammock Creek median, that is about $6,265.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Hammock Creek listings show assignments to Palm City (elementary), Hidden Oaks (middle) and Martin County (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.