Highlands Reserve Homes for Sale

Highlands Reserve is a gated, waterfront community in Palm City, Martin County, Florida. Active listings are priced from $699,999 to $1,200,000. Homes were built between 2006 and 2012. Pure Equity lists homes in Highlands Reserve and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Highlands Reserve and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 9 Highlands Reserve Palm City homes for sale as of October 2026. The median asking price is $850,000. Asking prices run from $590,000 to $950,000.

That is 31% above the Palm City median of $650,000. On a per-foot basis, homes here ask about $228 per square foot, compared with $279 across Palm City. So the median price buys roughly 3,750 square feet of living area.

Listings here have averaged 81 days on the market. That is faster than the Palm City average of 112 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Highlands Reserve date from 2006 to 2012. That puts them between 14 and 20 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Highlands Reserve is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Highlands Reserve includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Rentals in Highlands Reserve have a median asking rent of $5,450 per month, across 2 active rental listings. For comparison, the Palm City median is $3,500, so rents here run 56% higher.

You can browse current Palm City rentals or ask us for a rent estimate on a specific Highlands Reserve home.

Here is what the median Highlands Reserve price means in Florida closing terms. At $850,000, a 20% down payment comes to about $170,000, leaving a loan near $680,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $2,380. Next, the intangible tax of 0.2% adds about $1,360. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Highlands Reserve median, that is about $5,950.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Highlands Reserve listings show assignments to Citrus Grove (Martin) (elementary), Hidden Oaks (middle) and Martin County (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.