Harbour Ridge Y&CC - South Shore Village Homes for Sale

Harbour Ridge Y&CC - South Shore Village is a large-lot community in Palm City, Martin County, Florida. Parcels and homes are priced from $299,900 to $329,500. Properties feature oversized lots with room for pools and outbuildings. Our agents specialize in acreage transactions throughout Martin County.

Pure Equity Realty covers Harbour Ridge Y&CC - South Shore Village and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Harbour Ridge Y&CC - South Shore Village Palm City homes for sale as of September 2026. The median asking price is $315,000. Asking prices run from $300,000 to $330,000.

That is 52% below the Palm City median of $650,000. On a per-foot basis, homes here ask about $176 per square foot, compared with $279 across Palm City. So the median price buys roughly 1,800 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 240 days on the market. That is slower than the Palm City average of 112 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Harbour Ridge Y&CC - South Shore Village date from 1989 to 1994. That puts them between 32 and 37 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Harbour Ridge Y&CC - South Shore Village is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Harbour Ridge Y&CC - South Shore Village includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Harbour Ridge Y&CC - South Shore Village is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Here is what the median Harbour Ridge Y&CC - South Shore Village price means in Florida closing terms. At $315,000, a 20% down payment comes to about $63,000, leaving a loan near $252,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $881. Next, the intangible tax of 0.2% adds about $504. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Harbour Ridge Y&CC - South Shore Village median, that is about $2,203.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.