Stuart West Homes for Sale

Stuart West is a luxury gated, waterfront, luxury community in Palm City, Martin County, Florida. Properties are priced from $1,200,000 to $2,200,000. Pure Equity lists homes in Stuart West and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Stuart West and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 4 Stuart West Palm City homes for sale as of October 2026. The median asking price is $1.44M. Asking prices run from $1.4M to $1.49M.

That is 122% above the Palm City median of $650,000. On a per-foot basis, homes here ask about $402 per square foot, compared with $278 across Palm City. So the median price buys roughly 3,600 square feet of living area.

Listings here have averaged 163 days on the market. That is slower than the Palm City average of 111 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Stuart West date from 1994 to 2012. That puts them between 14 and 32 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Stuart West is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Stuart West includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

At a median near $1.44M, Stuart West sits in the luxury tier of Palm City. Jumbo financing and proof of funds usually come up early in these negotiations.

Here is what the median Stuart West price means in Florida closing terms. At $1.44M, a 20% down payment comes to about $289,000, leaving a loan near $1.16M.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $4,045. Next, the intangible tax of 0.2% adds about $2,311. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Stuart West median, that is about $10,112.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Stuart West listings show assignments to Citrus Grove (Martin) (elementary), Hidden Oaks (middle) and South Fork (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.