Harbour Ridge Y&CC - Palmetto Village Homes for Sale

Harbour Ridge Y&CC - Palmetto Village is a large-lot community in Palm City, Martin County, Florida. Parcels and homes are priced from $55,000 to $208,800. Properties feature oversized lots with room for pools and outbuildings. Our agents specialize in acreage transactions throughout Martin County.

Pure Equity Realty covers Harbour Ridge Y&CC - Palmetto Village and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Harbour Ridge Y&CC - Palmetto Village Palm City homes for sale as of September 2026. The median asking price is $132,000. Asking prices run from $55,000 to $209,000.

That is 80% below the Palm City median of $650,000. On a per-foot basis, homes here ask about $88 per square foot, compared with $279 across Palm City. So the median price buys roughly 1,500 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 569 days on the market. That is slower than the Palm City average of 112 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Harbour Ridge Y&CC - Palmetto Village date from 1984, so they are about 42 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Harbour Ridge Y&CC - Palmetto Village is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Here is what the median Harbour Ridge Y&CC - Palmetto Village price means in Florida closing terms. At $132,000, a 20% down payment comes to about $26,000, leaving a loan near $106,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $369. Next, the intangible tax of 0.2% adds about $211. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Harbour Ridge Y&CC - Palmetto Village median, that is about $923.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.