Harbour Pointe Homes for Sale

Harbour Pointe is a gated community in Palm City, Martin County, Florida. Active listings are priced from $759,000 to $769,900. Homes were built between 1994 and 2005. Pure Equity lists homes in Harbour Pointe and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Harbour Pointe and the Palm City area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Harbour Pointe Palm City homes for sale as of October 2026. The median asking price is $780,000.

That is 20% above the Palm City median of $650,000. On a per-foot basis, homes here ask about $321 per square foot, compared with $278 across Palm City. So the median price buys roughly 2,450 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 40 days on the market. That is faster than the Palm City average of 111 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Harbour Pointe date from 1994 to 2005. That puts them between 21 and 32 years old.

The range straddles 2002, when Florida adopted its statewide building code. Therefore two similar-looking homes here can carry very different insurance premiums. Ask for the wind mitigation report on any home you consider, since it drives much of that difference.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Harbour Pointe is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Here is what the median Harbour Pointe price means in Florida closing terms. At $780,000, a 20% down payment comes to about $156,000, leaving a loan near $624,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $2,184. Next, the intangible tax of 0.2% adds about $1,248. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Harbour Pointe median, that is about $5,459.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Harbour Pointe listings show assignments to Bessey Creek (elementary), Hidden Oaks (middle) and Martin County (high). However, boundaries can change each year, so confirm the assignment for a specific address with the Martin County School District.