Naranja Gardens Homes for Sale

Naranja Gardens is an age-restricted 55+ community in Homestead, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $415,000 to $430,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Naranja Gardens and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Naranja Gardens and the Homestead area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Naranja Gardens Homestead homes for sale as of October 2026. The median asking price is $438,000. Asking prices run from $395,000 to $480,000.

That sits close to the Homestead median of $445,000. On a per-foot basis, homes here ask about $346 per square foot, compared with $262 across Homestead. So the median price buys roughly 1,250 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 101 days on the market. That tracks the Homestead average of 124 days, so pricing and terms follow the wider city market.

Homes listed in Naranja Gardens date from 2006, so they are about 20 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Here is what the median Naranja Gardens price means in Florida closing terms. At $438,000, a 20% down payment comes to about $88,000, leaving a loan near $350,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,225. Next, the intangible tax of 0.2% adds about $700. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $2,625 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Naranja Gardens listings show assignments to Coconut Palm K-8 Academy (elementary) and South Dade (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.