Ponce De Leon Homes for Sale

Ponce De Leon is an age-restricted 55+ community in Homestead, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $419,000 to $699,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Ponce De Leon and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Ponce De Leon and the Homestead area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Ponce De Leon Homestead homes for sale as of September 2026. The median asking price is $699,000.

That is 56% above the Homestead median of $449,000. On a per-foot basis, homes here ask about $296 per square foot, compared with $265 across Homestead. So the median price buys roughly 2,350 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 58 days on the market. That is faster than the Homestead average of 118 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Ponce De Leon date from 1952 to 1985. That puts them between 41 and 74 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Here is what the median Ponce De Leon price means in Florida closing terms. At $699,000, a 20% down payment comes to about $140,000, leaving a loan near $559,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,957. Next, the intangible tax of 0.2% adds about $1,118. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $4,194 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.