Los Cayos Homes for Sale

Los Cayos is a residential community in Homestead, Florida. Active listings are currently priced from $380K–$409K.

Pure Equity Realty covers Los Cayos and the Homestead area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 2 Los Cayos Homestead homes for sale as of October 2026. The median asking price is $394,000. Asking prices run from $380,000 to $409,000.

That is 10% below the Homestead median of $440,000. On a per-foot basis, homes here ask about $229 per square foot, compared with $261 across Homestead. So the median price buys roughly 1,700 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 99 days on the market. That tracks the Homestead average of 123 days, so pricing and terms follow the wider city market.

Homes listed in Los Cayos date from 2024, so they are about 2 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

Here is what the median Los Cayos price means in Florida closing terms. At $394,000, a 20% down payment comes to about $79,000, leaving a loan near $316,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,104. Next, the intangible tax of 0.2% adds about $631. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $2,366 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Los Cayos listings show assignments to Gateway Environmental K-8 Learning Center (elementary), Homestead (middle) and Homestead (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.