Floral Lakes Ph 3 And 4 Homes for Sale

Floral Lakes Ph 3 And 4 is an age-restricted 55+ community in Delray Beach, Palm Beach County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $317,000 to $525,000. At least one resident per home must be 55 or older. Pure Equity lists homes in Floral Lakes Ph 3 And 4 and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Floral Lakes Ph 3 And 4 and the Delray Beach area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 4 Floral Lakes Ph 3 And 4 Delray Beach homes for sale as of October 2026. The median asking price is $420,000. Asking prices run from $340,000 to $495,000.

That is 50% above the Delray Beach median of $280,000. On a per-foot basis, homes here ask about $286 per square foot, compared with $237 across Delray Beach. So the median price buys roughly 1,450 square feet of living area.

Listings here have averaged 65 days on the market. That is faster than the Delray Beach average of 116 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Floral Lakes Ph 3 And 4 date from 1999 to 2001. That puts them between 25 and 27 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

Floral Lakes Ph 3 And 4 is a gated community. Therefore, expect to register visitors and contractors with the gate before each visit.

Here is what the median Floral Lakes Ph 3 And 4 price means in Florida closing terms. At $420,000, a 20% down payment comes to about $84,000, leaving a loan near $336,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,175. Next, the intangible tax of 0.2% adds about $671. Buyers normally pay both at closing.

On the seller side, Florida deed stamps cost 70 cents per $100 of price. At the Floral Lakes Ph 3 And 4 median, that is about $2,937.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Floral Lakes Ph 3 And 4 listings show assignments to Orchard View (elementary), Carver Community (middle) and Spanish River (high). However, boundaries can change each year, so confirm the assignment for a specific address with the School District of Palm Beach County.