Surfside Palms Homes for Sale

Surfside Palms Condo is a community in Surfside, Miami-Dade County, Florida. Active listings are priced from $454,900 to $799,000. Homes were built starting 2000. Pure Equity lists homes in Surfside Palms and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Surfside Palms and the Surfside area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 3 Surfside Palms Surfside homes for sale as of October 2026. The median asking price is $620,000. Asking prices run from $400,000 to $715,000.

That is 57% below the Surfside median of $1.45M. On a per-foot basis, homes here ask about $517 per square foot, compared with $913 across Surfside. So the median price buys roughly 1,200 square feet of living area.

Listings here have averaged 276 days on the market. That is slower than the Surfside average of 213 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in Surfside Palms date from 2000, so they are about 26 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Surfside Palms is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Rentals in Surfside Palms have a median asking rent of $2,500 per month, across 4 active rental listings. For comparison, the Surfside median is $4,900, so rents here run 49% lower.

For investors, those medians imply a gross yield near 4.8% a year. However, that figure comes before HOA dues, property tax, insurance and vacancy. Also check the association documents first, because many Florida HOAs cap leases or set minimum terms.

You can browse current Surfside rentals or ask us for a rent estimate on a specific Surfside Palms home.

Here is what the median Surfside Palms price means in Florida closing terms. At $620,000, a 20% down payment comes to about $124,000, leaving a loan near $496,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,736. Next, the intangible tax of 0.2% adds about $992. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $3,720 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Surfside Palms listings show assignments to Ruth K. Broad Bay Harbor K-8 (elementary) and Miami Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.