The Waverly At Surfside Homes for Sale

The Waverly At Surfside is an age-restricted 55+ community in Surfside, Miami-Dade County, Florida, governed under the Housing for Older Persons Act (HOPA). Homes are priced from $485,000 to $859,000. At least one resident per home must be 55 or older. Pure Equity lists homes in The Waverly At Surfside and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers The Waverly At Surfside and the Surfside area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 11 The Waverly At Surfside Surfside homes for sale as of October 2026. The median asking price is $650,000. Asking prices run from $385,000 to $1.28M.

That is 48% below the Surfside median of $1.25M. On a per-foot basis, homes here ask about $677 per square foot, compared with $876 across Surfside. So the median price buys roughly 950 square feet of living area.

Listings here have averaged 390 days on the market. That is slower than the Surfside average of 218 days. Because of that, buyers often have more room to negotiate on price, repairs or closing costs.

Homes listed in The Waverly At Surfside date from 2003, so they are about 23 years old.

Every one of these homes went up after Florida adopted its statewide building code in 2002. In practice, that usually means impact-rated openings and stronger roof attachment. A wind mitigation inspection documents those features, and Florida insurers must offer premium discounts for them.

The Waverly At Surfside includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

The Waverly At Surfside is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Rentals in The Waverly At Surfside have a median asking rent of $3,815 per month, across 5 active rental listings. For comparison, the Surfside median is $4,900, so rents here run 22% lower.

For investors, those medians imply a gross yield near 7.0% a year. However, that figure comes before HOA dues, property tax, insurance and vacancy. Also check the association documents first, because many Florida HOAs cap leases or set minimum terms.

You can browse current Surfside rentals or ask us for a rent estimate on a specific The Waverly At Surfside home.

Here is what the median The Waverly At Surfside price means in Florida closing terms. At $650,000, a 20% down payment comes to about $130,000, leaving a loan near $520,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,820. Next, the intangible tax of 0.2% adds about $1,040. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $3,899 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent The Waverly At Surfside listings show assignments to Ruth K. Broad Bay Harbor K-8 (elementary) and Miami Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.