Spiaggia Ocean Homes for Sale

Spiaggia Ocean Condo is a waterfront community in Surfside, Miami-Dade County, Florida. Active listings are priced from $418,000 to $1,200,000. Homes were built starting 1965. Pure Equity lists homes in Spiaggia Ocean and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Spiaggia Ocean and the Surfside area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 4 Spiaggia Ocean Surfside homes for sale as of October 2026. The median asking price is $706,000. Asking prices run from $390,000 to $3.2M.

That is 51% below the Surfside median of $1.45M. On a per-foot basis, homes here ask about $882 per square foot, roughly in line with the city at $913. So the median price buys roughly 800 square feet of living area.

Listings here have averaged 142 days on the market. That is faster than the Surfside average of 213 days. As a result, buyers here should be ready to write an offer soon after a showing.

Homes listed in Spiaggia Ocean date from 1965, so they are about 61 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Spiaggia Ocean includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Spiaggia Ocean is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Rentals in Spiaggia Ocean have a median asking rent of $3,800 per month, across 7 active rental listings. For comparison, the Surfside median is $4,900, so rents here run 22% lower.

For investors, those medians imply a gross yield near 6.5% a year. However, that figure comes before HOA dues, property tax, insurance and vacancy. Also check the association documents first, because many Florida HOAs cap leases or set minimum terms.

You can browse current Surfside rentals or ask us for a rent estimate on a specific Spiaggia Ocean home.

Here is what the median Spiaggia Ocean price means in Florida closing terms. At $706,000, a 20% down payment comes to about $141,000, leaving a loan near $565,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $1,977. Next, the intangible tax of 0.2% adds about $1,130. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $4,236 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Spiaggia Ocean listings show assignments to Ruth K. Broad Bay Harbor K-8 (elementary) and Miami Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.