Ocean 91 Condo Homes for Sale

Ocean 91 Condo is a community in Surfside, Miami-Dade County, Florida. Active listings are priced from $340,000 to $380,000. Homes were built starting 1996. Pure Equity lists homes in Ocean 91 Condo and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Ocean 91 Condo and the Surfside area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows a single listing for Ocean 91 Condo Surfside homes for sale as of October 2026. The median asking price is $352,000.

That is 72% below the Surfside median of $1.25M. On a per-foot basis, homes here ask about $457 per square foot, compared with $876 across Surfside. So the median price buys roughly 750 square feet of living area. With so few listings, though, treat these figures as a snapshot rather than a trend.

Listings here have averaged 180 days on the market. That tracks the Surfside average of 218 days, so pricing and terms follow the wider city market.

Homes listed in Ocean 91 Condo date from 1996, so they are about 30 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Ocean 91 Condo is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Here is what the median Ocean 91 Condo price means in Florida closing terms. At $352,000, a 20% down payment comes to about $70,000, leaving a loan near $282,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $986. Next, the intangible tax of 0.2% adds about $563. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $2,112 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Ocean 91 Condo listings show assignments to Ruth K. Broad Bay Harbor K-8 (elementary) and Miami Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.