Harbour House Homes for Sale

Harbour House is a waterfront community in Bal Harbour, Miami-Dade County, Florida. Active listings are priced from $499,000 to $1,900,000. Homes were built starting 1964. Pure Equity lists homes in Harbour House and represents buyers. Commission is negotiable, and what we are paid is agreed with you in writing before you commit to anything.

Pure Equity Realty covers Harbour House and the Bal Harbour area. We list for 1%, which includes photography, MLS syndication, and negotiation support. Buyers pay nothing for representation. For current market data, see Florida Realtors' market statistics.

Our MLS feed shows 21 Harbour House Bal Harbour homes for sale as of October 2026. The median asking price is $975,000. Asking prices run from $475,000 to $1.89M.

That is 66% below the Bal Harbour median of $2.87M. On a per-foot basis, homes here ask about $1,002 per square foot, compared with $1,440 across Bal Harbour. So the median price buys roughly 950 square feet of living area.

Listings here have averaged 216 days on the market. That tracks the Bal Harbour average of 227 days, so pricing and terms follow the wider city market.

Homes listed in Harbour House date from 1964, so they are about 62 years old.

All of these homes predate Florida's 2002 statewide building code. So roof age, window protection and the wind mitigation report matter a great deal for insurance.

In addition, most Florida insurers ask for a four-point inspection on homes 30 years or older. It covers the roof, electrical, plumbing and HVAC. Updated systems usually make coverage easier to place.

Condo buyers should also know Florida's 2022 condo safety law. It requires milestone structural inspections for buildings three stories or taller as they age. It also requires a structural integrity reserve study. Before you sign, request both reports and the current reserve balance.

Harbour House includes waterfront homes. Waterfront lots in South Florida often sit in FEMA special flood hazard areas, where lenders require flood insurance. Before you commit, look up the address on the FEMA Flood Map Service Center and ask the seller for an elevation certificate.

Harbour House is a condo building. Also request the association budget, recent minutes and any special assessments before you sign.

Rentals in Harbour House have a median asking rent of $5,400 per month, across 30 active rental listings. For comparison, the Bal Harbour median is $6,500, so rents here run 17% lower.

For investors, those medians imply a gross yield near 6.6% a year. However, that figure comes before HOA dues, property tax, insurance and vacancy. Also check the association documents first, because many Florida HOAs cap leases or set minimum terms.

You can browse current Bal Harbour rentals or ask us for a rent estimate on a specific Harbour House home.

Here is what the median Harbour House price means in Florida closing terms. At $975,000, a 20% down payment comes to about $195,000, leaving a loan near $780,000.

Florida then taxes that loan twice. First, documentary stamp tax on the note runs 35 cents per $100, or about $2,730. Next, the intangible tax of 0.2% adds about $1,560. Buyers normally pay both at closing.

On the seller side, Miami-Dade charges deed stamps of 60 cents per $100 on a single-family home, about $5,850 at this price. Condos and other property types pay a higher rate.

Finally, owner-occupants should file for the Florida homestead exemption by March 1. It removes up to $50,000 of assessed value. After that, Save Our Homes caps yearly assessment increases at 3% or inflation, whichever is lower. To see what these numbers mean for your budget, get pre-approved before you tour.

Recent Harbour House listings show assignments to Ruth K. Broad Bay Harbor K-8 (elementary), Miami Beach Nautilus (middle) and Miami Beach (high). However, boundaries can change each year, so confirm the assignment for a specific address with Miami-Dade County Public Schools.